See the upside.
Spot the risk.
UpsideIQ is built by LFO Capital — a commercial real estate firm that applies the same institutional underwriting to every deal we consider, whether it's ours or yours.
Institutional-quality underwriting shouldn't require an institutional team.
For decades, the most rigorous CRE financial modeling has been locked behind proprietary spreadsheets, expensive consultants, and institutional resource barriers. A passive LP evaluating a $2M multifamily syndication deserves the same analytical framework a $2B fund applies to its acquisitions.
We built UpsideIQ to change that. Whether you're a passive LP evaluating a GP's deal, a sponsor running deal flow, or a broker validating pricing, you now have access to the same 10-year DCF engine, the same market-calibrated assumptions, and the same price-vs-value analysis that drives real capital allocation decisions.
How the model works
Three core pillars: rigorous modeling, transparent assumptions, and a scoring system that forces discipline.
The DCF Engine
Our underwriting engine builds a full 10-year discounted cash flow model for each deal. Annual NOI projections include gross potential rent, vacancy, bad debt, concessions, other income, and all operating expenses — escalated at conservative market rates. Debt service is modeled at both IO and P&I phases.
The Scoring Algorithm
Every deal receives a 0–100 score across six weighted factors: price vs. estimated value (25%), cap rate (20%), cash-on-cash (15%), DSCR (15%), LP IRR (15%), and location market tier (10%). Grades range from F through A+, with a plain-English recommendation.
Transparent Assumptions
Every assumption — vacancy rate, management fee, rent growth, expense escalation, millage rate, exit cap — is disclosed in your report. You can see exactly what we assumed and why. And you can override the millage rate for your specific county, with a link to the county appraiser's office.
"We got tired of seeing investors make decisions based on a broker's proforma. A proforma is marketing material. Underwriting is how you protect your capital."
Disclaimer: UpsideIQ is built by LFO Capital LLC and provides analysis for informational and educational purposes only. Nothing on this platform constitutes financial, investment, legal, or tax advice. All projections are modeled estimates based on assumptions that may not reflect actual market conditions or future performance. Always consult qualified professionals before making any investment decision.
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